How Long Will It Take to Do Your Taxes? What to Expect Based on Your Situation

Tax season doesn’t have to feel like a marathon. But how long it actually takes to file your return depends on a few key factors — like how complex your finances are, what method you use, and how prepared you are when you sit down to do it.

Let’s check in on common complexities, the best filing method for you, and get some tips for making next year that much easier.

Your Filing Method Matters

There are a few common ways to file your taxes, and each comes with its own time commitment:

Using tax software (like TurboTax, H&R Block, or FreeTaxUSA):
- Great for most people with relatively simple returns.
- Takes anywhere from 1 to 3 hours if you have all your documents ready.
Filing by hand:
- Not recommended unless you really enjoy completing forms and reading fine print.
- Can take several hours — and is more prone to errors.
Working with a tax pro:
- Best for people with complex finances (self-employed, multiple income sources, big deductions).
- Time spent on your end may only be 30–60 minutes, but be sure to account for prep time, as well as back-and-forth communication.

What Can Make It Take Longer?

Some tax situations are more time-consuming than others. It may take longer to file your return if:

You’re self-employed or own a small business
You have multiple income streams (freelance, rental property, side hustles)
You’re itemizing deductions instead of taking the standard deduction
You’ve had a major life change like marriage, divorce, moving, or having a child
You’re missing key documents like a W-2 or 1099

In these cases, a tax professional might save you more time — and potentially money — in the long run.

Tips to Save Time Next Year

Want a smoother (and shorter) tax season next time around? A little organization throughout the year goes a long way:

Keep a digital folder for tax documents (receipts, statements, donation letters)
Track expenses monthly if you freelance or own a business
Review your withholdings at least once a year using the IRS calculator
File early — especially if you expect a refund

So, How Long Should It Take to Do My Taxes?

For many people, doing taxes can be knocked out in a single afternoon. But the more complex your financial life, the more time it might take — and the more valuable working with a professional might become. Whether you’re filing solo or getting help, a little preparation makes all the difference.