faqs/
46 pages · Updated July 18, 2026
Pages
- Application | Unison FAQs
- About Unison | Unison FAQs
- Basics | Unison FAQs
- Scenarios | Unison FAQs
- Settlement | Unison FAQs
- Eligibility | Unison FAQs
- How does Unison store and protect my information?
- How does Unison secure its interest in the property?
- Can I buy out Unison's investment in my home?
- Am I allowed to rent my property in the future?
- Does Unison share in selling costs?
- In what situations would Unison not be the right option?
- What happens if I can't make my mortgage payments and default?
- How does Unison assess my property?
- What is a Deferred Maintenance Adjustment?
- Is it possible I could end up owing Unison back less money at the end than I received at the beginning?
- What happens when I decide to sell my home?
- What percentage of the future change in the home’s value will Unison share?
- How do I know if I can trust Unison?
- How does Unison affect my taxes?
- What are the costs associated with Unison?
- What kind of properties are eligible?
- What happens if I get behind on home mainenance?
- What is an Equity Sharing Agreement?
- Does Unison benefit from the equity that is built as I pay down my mortgage?
- Do you have to check my credit? When does that happen?
- What is the "restriction period"? Can I sell my home at any time?
- If I choose a Unison equity sharing agreement, can I still refinance in the future?
- What do I need in order to qualify for a Unison equity sharing agreement?
- What if something happens to me during my agreement?
- How much funding is available?
- What is the Risk Adjustment and how does Unison determine my home’s starting value?
- Where does Unison’s funding come from? Who are your investors?
- Will Unison share in the value of my home improvements?
- If I partner with Unison, who owns the home?
- What happens if there is a foreclosure?
- Why does Unison require a home appraisal and is it accurate?
- How is Unison's profit or loss calculated upon sale?
- What is the Owner Occupancy Requirement?
- What is the Equity Appreciation Limit and how does that affect my payment to Unison during the Restriction Period?
- Who decides when our partnership ends? Can you force me to sell my house?
- Who is Unison?
- What is Unison’s business model?
- How long is the term and what happens at the end?
- In which states are Equity Sharing Agreements available?
- Frequently Asked Questions | Unison