How it works

We convert up to 15% of your home’s value to cash, so you can live the life you really want. Unlike a loan, there is no added debt, monthly payments, or interest. In return, we share in a portion of your home’s change in value when you decide to sell.

Before

Use a Loan

Historically, accessing your equity meant getting a pesky loan with monthly payments and interest.

Now

with Unison

Now you can trade your equity for cash today and settle up when you sell, or up to 30 years later.

Unlock my equity

We win when you win

A Unison equity sharing agreement gives you cash in exchange for home price appreciation. It’s as simple as one, two, three.

Unlock home equity

Trade a portion of your home equity for cash, then use your funds how you want – from paying debt to funding retirement.

Live your life

Create years of memories in your home, without monthly payments. Unison is your partner, here when you need us.

Share the appreciation

When it’s time to sell, we’ll share in the change in your home’s value. We win when you win.

Get Started

How much home equity could you access?

Estimated Home Value

Your home's appraised value will be reduced by 5.0% to establish your home's Original Agreed Value. The Original Agreed Value is used to determine your home's change in value over time.

Equity you can access

$0

This is an estimate of the amount of equity you can unlock — up to $500K or 15% of your home’s value. Unison's share adjusts in proportion to this amount. It does not factor in the 3.9% Transaction Fee or other closing costs which reduce your net investment.

Here’s the process

01

Get an estimate

Discover how much home equity you can access. It takes seconds and doesn’t affect your credit.

02

Apply in minutes

Fill out a quick and easy application to see if Unison is the right partner for you.

03

Appraise your home

We’ll work with you to set up an appraisal to determine your home’s fair market value.

04

Get Your Cash

Determine how much cash you want and receive your funds as quickly as possible.

Unison has helped over 10,000 people unlock their equity across the US.

Unison has empowered over 10,000 homeowners to tap into their equity to live their lives the way they want:

"We used the funds to maintain our retirement and pay down our mortgage debt. Thank you Unison!"

Keiko
Las Vegas, NV

"Since I am no longer using most of my income for debt, I can finally enjoy my retirement!"

Jeffery
Columbia, TN

"Both my daughters are now doctors, and Unison allowed their student loans to be paid in full. Unison is highly recommended!"

Borg Family
Scottsdale, AZ

Find out how much equity you could access

Enter your address to get your instant estimate

Type in your street address.
Get an instant estimate.
Free Estimate.
Apply in 5 Minutes.
Zero Impact on Credit.