Access your home equity for as little as $424 per month on every $100k borrowed

Unison has helped 17,000+ homeowners tap into their home equity to confidently renovate their homes, refinance an expensive HELOC, or plan for retirement.

Fixed APR as low as 5.577%

Up to 65% lower monthly payments

Interest-only for 10 years

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Rated 4.7 out of 5 \ 4.7 out of 5 star rating on Trustpilot \ Trustpilot

“In searching for the best form of financing, I considered four different companies. [...] Unison, by far, has what I saw as the fairest and most unique product out there. [...]”– William

Smarter than a traditional loan

Don’t keep waiting for interest rates to drop. Now you can lock in a below-market rate simply by sharing a portion of your home’s future growth in value.

Cut your monthly debt payments in half or more

Qualify for up to $400k to use however you like

Pay off your loan anytime without penalty

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How it works

A modern alternative

Instead of charging higher interest like other lenders, we offer a below-market rate and low monthly payments in exchange for a share of your home's future growth in value. All the equity you've earned so far is yours to keep.

We win when you win

If your home's value stays flat or drops during our partnership, you only owe the original loan amount and the low monthly interest. But if your home’s value grows, we'll share in some of that upside when you exit the contract.

Only with Unison

As the original pioneer in home equity sharing finance, we’re backed by patient, long-term institutional investors like pension funds. This allows us to get you the cash you need today with terms traditional banks simply can't beat.

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17,000+ homeowners have already unlocked their equity with Unison

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Discover how low your monthly payment could be.

Still have questions? Give our home equity experts a call at 855-864-7664.