Your alternative to a reverse mortgage

A reverse mortgage is no longer your only option. Now you can access your home equity without adding debt or experiencing high-interest monthly payments.

Access equity without debt

• Supplement Retirement
• Fund Home Improvements
• Improve Financial Stability

Equity Sharing Agreement Steps

Now

Cash from your home

Trade a portion of your equity for cash, then use your funds how you want – make home improvements, pay debt, or fund retirement.

For 30 Years

Live your life

Create years of memories in your home, without monthly payments. Unison is your partner, here when you need us.

When You Sell

Share the appreciation

When it’s time to sell, we’ll share in the change in your home’s value. We win when you win.

"With relief from Unison, we were able to pay down debt and allow more time at home with our child"

Michael
Hermitage, TN

"We used the funds to maintain our retirement and pay down our mortgage debt. Thank you Unison!"

Keiko
Las Vegas, NV

8.2 Billion invested home value

$8.2 Billion

the total value of homes we’ve invested in.

Why choose shared equity?

• “Unlike home-equity loans and cash-out refinancings, shared-equity contracts don’t add to the consumer’s outstanding debt.”
• “Their emphasis on equity as opposed to debt comes in a time when various pressures weigh on home buyers—from substantial student debt to lack of savings.”
• “It is called shared equity, and Unison, a company based in San Francisco, is the largest of a handful of firms putting it to work.”
• “Unison… is one of a handful of firms developing novel financial products aimed at helping buyers afford increasingly expensive homes.”
• “Companies like Unison… allow homeowners to tap the equity in their homes without taking out a loan; the investment company takes a share of growth in the home’s future value instead.”

A stress-free, debt-free alternative to a reverse mortgage.

We help unlock your home's equity in exchange for a portion of your home's appreciation when you sell. Unlike a reverse mortgage, there’s no extra debt, no interest, and no monthly payments involved.

Access Equity

See how much home equity you can access

Enter your address to get your instant estimate.