Unison | Home Equity Funding

The Unison promise

Your home is your largest asset, but that wealth only lives on paper. It hasn't been money you can actually put to use without selling or straining your budget. That's why we pioneered an alternative.

Unison's future growth sharing model enables our innovative home equity solution with no interest and no monthly payments. You retain 100% ownership and can use the cash however you like.

Your home. Your goals. Your timeline.

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Home Wealth

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Explore a smarter home equity solution

Equity Sharing Agreement

Zero monthly payments

Turn your equity into cash without monthly payments or interest by sharing in a portion of your home’s future growth in value when you sell or refinance.

At the end of the agreement, you'll pay the original amount received, plus or minus Unison's share of the home’s change in value as a lump sum. If your home's value goes down, you may owe less than you received.

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Interest

30

Year term

Learn more

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Additional conditions apply. Please contact a Unison home equity specialist for details. Your home's change in value over the duration of the contract will determine whether an equity sharing agreement is more or less expensive than a traditional loan.

Unison success stories

We were considering a refinance, but all that meant was trading a payment for another payment.

Ed

Temecula,

CA

Ed was neck-deep in debt, and didn’t like the idea of trading one set of monthly payments for another. He decided to partner with Unison to tap into the home equity he already owned in order to pay off the mounting debt, and still had cash left over to fund a huge home improvement project, without taking on a penny of debt – for the first time ever. Ed found his breathing room, and a lot more.

It allowed us to fulfill our dream with our children – to give them the opportunity of a lifetime.

The Roberts Family

Rochester,

NY

The Roberts family had come to a decision: their children would be best positioned to succeed with their mom as their teacher. But homeschooling meant a loss of income from Mom, as well as extra space needed to create an effective classroom. All of which meant tightening the wallet, and with Dad’s business facing a hardship, loans weren’t on the table. With Unison, the Roberts were able to pay down existing debts, move to a bigger home, and balance their budget to bring their dreams as a family to life.

She passed away 4 months before becoming eligible for social security. How am I going to keep this house?

Phillip

San Francisco,

CA

When Kathleen passed, after 42 years of marriage, Phillip felt his whole world change. While recovering from the emotional impact of losing his wife, he quickly realized that the loss of income, lack of social security, and medical bills would put him at risk of losing their home. From an “equity-rich, cash-poor” situation, Phillip was able to partner with Unison to unlock some of that equity and pay the bills, without having to sell the home he loved.

Unison enabled us to fulfill our dream – it was the perfect investment for us.

The Alpaslan Family

Princeton,

NJ

The Alpaslans identified the perfect investment opportunity: a beautiful apartment that they could rent out immediately, then later move into once their kids left the nest. With a Unison equity sharing agreement, they were able to use the equity in their family home to fund an aggressive down payment on their new apartment, helping them avoid debt and monthly payments, and enabling them to get their investment property at the lowest price possible.

Individual outcomes vary based on home value change and the timing of termination.

Your goals. On your timeline.

Put your money towards what matters most. From big plans to big projects, see what's possible — then make it happen.

Results you can see

Highly recommended!

Both my daughters are now doctors, and Unison allowed their student loans to be paid in full. Unison is highly recommended!

The Borg Family

Scottsdale,

AZ

Smooth and easy

It was a pleasure working with Unison, their professionalism made the process go smooth and easy.

Edward G.

Elizabeth,

CO

They literally saved us

Great people that actually seem to care. My whole experience was just fantastic. They literally saved us.

Jeremie S.

Tampa,

FL

How to get started

  1. Get your estimate
    Discover how much equity you can unlock. Get a free quote in minutes with no impact to your credit.

  2. Submit your application
    Fill out a quick and easy application or work with one of our home equity specialists to see if we’re a good fit.

  3. Appraise your home
    We'll work with you to schedule an independent appraisal to assess your home’s fair market value.

  4. Receive your cash
    Your funds will be delivered and ready to use however you like, with no limitations or restrictions.

Turn your plan into action

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Get your free quote

Still have questions? Give our home equity experts a call at 855-864-7664